Personal/Regular Loan

Starting form 20,000

  • 15% p.a. (1.25% p.m.) Reducing Balance


  • Must be a Member of the society.
  • Share Money and Compulsory Deposit (CD) shall be min. 10 % each deposited into the account of the member.
  • 2 Guarantor (Guarantor shall be the existing member of the society and should not be a defaulter)

Documents Required

  • Photo Id Proof (Any like Voter ID Card, Aadhar Card, Pan Card etc.)
  • Address Proof (Water/Electricity bill, Compulsory)
  • Income Proof (3 years ITR, Salary Slip, Affidavit)
  • 3 A/c Payee Cheques (CTS Cheques)
  • 3 Latest Passport Size Photo
  • Rent Agreement (In case of tenant. Electricity/Water bill of Landlord compulsory)

Loan Tenure & Charges

  • Loan Tenure will be max. of 48 months (4 year)
  • Non-payment of the instalment on Due date will incur 3% penalty interest extra to the member.
  • Processing Charges (2%)